🔥 One price · No monthly fees
Bad credit? Fix it. Then build it.
Dispute errors with all 3 bureaus in minutes and start growing your score — for just $100, once.
Get my kit — $100 →3
Bureaus covered
5 min
Letters ready
$100
One time
How it works
- 1
Get your reports
Pull your latest reports from Experian, Equifax and TransUnion.
- 2
Spot the errors
Mark late payments, collections, inquiries or anything inaccurate.
- 3
Fill your letters
Our builder creates a dispute letter for each bureau in minutes.
- 4
Mail certified
Send each letter by certified mail with return receipt.
- 5
Wait 30–45 days
Bureaus review and remove items found to be reported in error.
- 6
Review & repeat
Check updated reports and re-dispute anything left.
Build while you repair
- Pay every bill on time — payment history matters most.
- Keep card balances under 30% of your limits.
- Avoid new credit applications while you repair.
- Open a credit union account.
- Get a secured credit card to rebuild history.
- Call lenders early if you're struggling to pay.
Complete kit
$100
one-time · no subscription
- ✓Step-by-step repair guide
- ✓Dispute letters for all 3 bureaus
- ✓Online letter builder (print-ready)
- ✓Bureau mailing addresses & phone numbers
- ✓Credit builder action plan
- ✓Follow-up round instructions